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While the Federal Reserve doesn’t set mortgage rates directly, its actions do have an impact — especially on loans with variable rates like adjustable-rate mortgages (ARM). When the Federal Reserve raises rates, borrowing gets more expensive for banks, and that can lead to higher rates for borrowers too. Explore U.S. Bank’s mortgage loans and start your home mortgage process today. Compare mortgages, see current rates, calculate monthly payments and more! Mortgages Get smart answers to all your mortgage questions. Find out how much house you can afford, see today's mortgage rates, learn how to choose the right lender and more.
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